Life & Disability Insurance

Permanent Life Insurance

A permanent life insurance policy provides lifelong protection and builds cash value over time. As long as you pay the premiums, the policy will remain in force, and the death benefit will be paid.

Term Life Insurance

A term life insurance policy provides protection for a specific period of time with no cash value. Premiums for term insurance are lower than for cash value policies.

Long Term Care Insurance

A long term care policy pays for the cost of staying in a nursing home, care at your own home, or in an assisted living facility or Alzheimer’s Center.

Personal Disability Policy

A personal disability policy provides income in the event that you are unable to work due to injury or illness.