Commercial Insurance

Commercial Package Policy

A commercial package policy is tailor made for your business to include essential coverage including: Property, General Liability, Business Automobile, Inland Marine, Business Income, Equipment Breakdown, Crime, Umbrella, and other optional coverages. The options available create flexibility that allow a Package to be customized for most types of business.

Commercial General Liability

A CGL policy is a broad commercial policy that covers liability exposures of a business that are not specifically excluded.

Commercial Property Policy

A commercial property policy provides protection from loss, due to a variety of perils, to all kinds of business property including: building structures, furniture, inventory, equipment, supplies, money and securities, and business records.

Business Owners Policy

Also called a BOP, this standard policy is ideal for businesses that meet eligibility criteria. It provides property, liability and many other coverages needed by most businesses. When you qualify, it is typically a preferred alternative to a commercial package policy, as many important coverages are built into a BOP.

Workers Compensation

A workers compensation policy covers on the job injuries to your employees. This policy pays for medical and rehabilitation expenses for workers injured on the job. Lost wages are also covered. This coverage is required by law.

Statutory Disability

A statutory disability policy covers employees for off the job injuries. This coverage is required by law.